Royal Bank of Canada c/o Gowling WLG v Tenants

Split/Other wins · Scarborough · 2025-11-04

Adjudicator

Jane Dean

Dispute

Substantial Interference

Notice

Substantial interference (N5)

Landlord

R.B.O.C.C.G.W.

Tenant

A.A.T.

Landlord rep

Jeffrey Kukla

What happened

The Landlord, a mortgagee in possession, applied to terminate the tenancy because the Tenants refused to provide particulars of their tenancy agreement as required under the Mortgages Act. Despite multiple notices and requests for information following the former landlord's mortgage default, the Tenants remained anonymous and non-responsive.

The ruling

The LTB ordered that the tenancy will continue only if the Tenants provide the particulars of their tenancy agreement to the Landlord by November 11, 2025. If the Tenants fail to comply with this condition, the Landlord is permitted to apply for an ex parte eviction order (without further notice to the Tenants) within 30 days of the breach.